Who can opt out late?
Inland Revenue may accept late opt-outs for up to 3 months after receiving your first contribution if:
your employer didn't supply you with a KiwiSaver employee information pack (KS3) within 7 days of you starting your jobInland Revenue didn't send you an investment statement for the default KiwiSaver scheme that you were allocated toyour employer didn't give you an investment statement for their chosen KiwiSaver schemeevents outside your control prevented you from delivering your opt-out notice on timeyou were automatically enrolled when you shouldn't have been.
сначала выберите из вышеописанного, допустим, events outside your control prevented you from delivering your opt-out notice on time, после этого описывайте эти самые events (например, лежал в больнице/жил на ферме без света, телефона и почты/сидел в тюрьме)).
а вообще лучше правду писать amirite?
P.S.